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International Journal of Applied Philosophy

Volume 33, Issue 2, Fall 2019

Jane Duran
Pages 231-241

Ethics and Microcredit
The Realities of Assistance

An analysis of the specific yogurt and phone microcredit schemes in Bangladesh is made along three lines of argument. It is important to note that these schemes are pulled together by NGO’s (non-governmental organizations) to assist women and children in developing areas to attain financial independence—the first line employs leftist criticism of the corporate constructs, and an additional line of inquiry compares some of the programs to those in other nations. A final line of argument analyzes the specific cultural views of Bengali Islam and the long tradition of Bengali literacy. It is concluded that, despite areas of difficulty, the programs are in general beneficial.

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