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Proceedings of the International Association for Business and Society

Volume 10, 1999

Proceedings of the Tenth Annual Meeting

Ann B. Matasar, Joseph N. Heiney
Pages 697-708

Big Banks/Small Customers
The Impact of Riegle-Neal on the Banking Relationship

Riegle-Neal altered the landscape of American banking by eliminating the prohibitions against interstate banking and branching and paving the way for the consolidation of the American banking system, it has created fewer, stronger banks which service their customers with no significant change in costs through an expanded branching network. Additionally the number of employees, salaries, and net income increased. The pessimism of those who opposed banking reform and the elimination of geographic restrictions on American banks appears unfounded.

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